According to @LexSokolin, highlighting a post that cites Bank of America’s CEO, as much as $6 trillion in bank deposits could move into interest-bearing stablecoins on Ethereum if the CLARITY Act enables stablecoin interest payments, a shift he says would push the economy toward automation and pressure legacy banks, source: @LexSokolin. He adds that politicians may attempt to block this migration, but automation will favor on-chain stablecoin adoption, implying potential structural liquidity tailwinds for ETH and Ethereum DeFi if such policy changes occur, source: @LexSokolin. Trading takeaway: monitor progress of U.S. stablecoin interest legislation, on-chain stablecoin supply on Ethereum, and ETH beta around related headlines, as these are the direct catalysts referenced by @LexSokolin, source: @LexSokolin.

According to @justinsuntron, USDD offers a 12% annualized yield (APY) for depositors; source: @justinsuntron on X, Nov 18, 2025. According to @justinsuntron, DeFi users can connect through a wallet browser to usdd.io, exchange users can deposit via Huobi Global, and derivatives users can use sunwukong_DEX; source: @justinsuntron on X, Nov 18, 2025.

According to Binance, its USDC Flexible Products offer up to 5.6% APR for USDC as announced on Nov 10, 2025, based on Binance’s official X post. Binance states the product is flexible and simple with a 5,000 USDC limit available, per Binance. Binance links to a support announcement for additional details on the offer, according to Binance.